As if losing your home to a disaster out of your control wasn’t bad enough, trudging through the process of cataloging all the items that were lost or destroyed can be a difficult experience that makes matters even worse.​​

 

​This process not only involves describing each item that was lost, but also listing the quantity, age and replacement cost value. Many carriers also require that you write down where you acquired an item and what you paid for it when you bought it. If your insurance company doesn't have to assign someone to help you with this process, they will save a ton of money on the cost of processing your claim. To justify their lack of involvement in the process, they often make the argument that, because no one knows the contents of each room in your house as well as you do, you should be the one to complete the inventorying process.

 

Behind this argument is the knowledge that most people don’t have the time, physical energy, or emotional fortitude to put together an extremely thorough, organized and detailed list of damaged goods. They know that people under this kind of duress will often list the big items and “throw in the towel” on the rest. The sad fact is that families just want to get their claim behind them and return to the life they had before disaster struck. In so doing, the victims of the loss leave tens of thousands of dollars in the insurance company’s bank account rather than in their own where it belongs.

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This is a daunting, time-consuming task even for those in the best of circumstances; for those who've just suffered a traumatic loss, the process of inventorying lost belongings can be an insurmountable burden. Let Braccia Adjusting LLC help you account for all of your lost belongings.

 

We have comprehensive contents inventory experts available to help you through this process. Our contents inventory expert visits the loss site to compile the inventory of the lost or damaged contents, and will work with you to capture all the items, including photos and documentation where possible and to identify those which can be restored. ​