Fire claims can prove to be a very harsh reality. Fire losses not only cause damage from the flames, but smoke, ash and soot can penetrate mechanical components, electrical equipment, building structures and everything inside it. The overall damage from a fire must be properly investigated and documented for you to be indemnified. It's very important to obtain a copy of your fire report and to document all of your damaged contents. Braccia Adjusting LLC can help you through this entire process. We will evaluate your policy coverage and create an initial recovery plan to coordinate temporary housing for you. We will also provide our contents inventory services to ensure that you get back all of your belongings that had been lost in the fire.

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Additional Living Expense (ALE) coverage, also known as loss of use coverage, is a standard part of most homeowners' insurance policies. It covers extra costs that policyholders incur while they are displaced from their home due to a covered property damage loss, such as a fire. The coverage is intended to help maintain the policyholder's standard of living for the time it takes to restore their home to a habitable condition. This is something that Braccia Adjusting LLC will help you with, if your home is uninhabitable.

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While the overwhelming damages of the fire can cause undue hardship and stress, our expertise in fire and smoke claims can help you navigate the claims process while maximizing your claim's value.​